Category: Articles

How a mutual credit economy dissolves the necessity of employment and replaces it with meaningful contribution One of the most deeply ingrained beliefs in modern society is that “having a job” is essential to survival. Employment is treated as a moral requirement, a badge of legitimacy, and the gateway to food, housing, healthcare, and social […]

Beyond Money: Reclaiming Human Connection, Purpose, and Shared Abundance The Community Exchange System (CES), of which the Cape Town Talent Exchange is a part, is often described as an alternative economic platform—one that enables people to trade goods and services without using conventional money. But for many who participate in it, CES becomes something far more profound. […]

Most people think of money as something as universal and permanent as matter or energy. It is often said that “money is energy” — that without it, everything stops. We are told that without money, society would grind to a halt just as surely as a car without fuel. This belief is so deeply ingrained […]

We live in a time of overlapping crises — climate change, species loss, pollution, unemployment, inequality, runaway debt, and the constant threat of economic collapse. These are symptoms of an economic system that has reached its limits. Many blame capitalism, but its usual “alternative,” socialism, is just another branch of the same industrial, growth-driven tree. […]

Rethinking what we mean when we talk about “the economy” Every few months, the cry goes up again: “We need a new economic system!” You’ll hear it from opposite corners of the spectrum — from reform-minded economists wanting to “green” capitalism, and from idealists dreaming of a gentler, more cooperative world. Everyone agrees something has […]

A lighthearted guide to understanding the “money” that isn’t money at all You’ve probably heard someone in the Talent Exchange say something like: “I’ve got two hundred Talents left.”“I’ve run out of Talents!”“He owes me five hundred Talents.” Sounds familiar? Well, here’s the twist: every one of those statements is wrong! That’s right — in […]

Many join the Talent Exchange because they find it a cute idea: people exchanging things without using money. Often the Talent Exchange is seen as a “barter system” because no money is involved in “getting stuff” and we “pay” for things by giving or doing something for someone else. In other words, it has limited […]

In the context of the Talent Exchange, which of these statements are conceptually true and which are false? “I’ve got two hundred Talents left” “I’ve run out of Talents” “He now owes me five hundred Talents” “I gave him a hundred Talents in exchange” “I borrowed two hundred Talents” “I transferred seventy Talents to his […]

Rethinking what we mean when we talk about “the economy” Every few months, the cry goes up again: “We need a new economic system!” You’ll hear it from opposite corners of the spectrum — from reform-minded economists wanting to “green” capitalism, and from idealists dreaming of a gentler, more cooperative world. Everyone agrees something has […]

Many who join the Talent Exchange see little difference between Talents and money. After all, both are used in a similar way to “get stuff”. Some believe that both are representations of “energy” and ultimately “do the same thing”. On a superficial level, these observations are correct. Both are a means of exchange, used to […]